Loan Market

There’s a reason so many Kiwis turn to an adviser for their home loan.
Loan Market advisers have access to over 20 lenders and take the time
to understand your goals to find the right loan for you.

Online, offline, anytime. Get your finances sorted today and bid with
confidence.

Prepare your finance before making an offer

An adviser can help you explore borrowing options and the information lenders may require. Ray White New Zealand’s Loan Market resource explains the process, provides an adviser finder and links to borrowing, repayment and budget calculators.

Before relying on a finance indication, ask what conditions remain, how long it is valid and whether approval covers the particular property. Discuss the difference between an initial borrowing estimate, pre-approval and property-specific approval with your lender or adviser. Ask about fees, commissions and the scope of advice.

Calculator results are illustrative. Confirm current lending criteria, costs and repayments with a qualified adviser, and have your lawyer review any finance condition or auction commitment. For the wider purchase process, read our buying guide.

Use the form below for property or viewing questions for Ray White Richmond. Contact your chosen finance adviser directly for personal financial advice or loan applications; please do not include bank statements or other financial documents in the property enquiry.